Insurance
With a vast array of insurances available to protect you, your family, your income and health, we are able to ensure that if some of the worst things imaginable happen to you, you are covered.
For insurance business we offer products from a choice of insurers
Life Insurance
Life insurance pays out a lump sum or an ongoing income in the event of death. Death is the least likely, event to happen within a certain period of time, but it can have the biggest impact. Not only will there be a lack of income and help with household jobs, but funerals can cost a lot of money.
Critical Illness
Cover
Critical Illness Cover pays out either a lump sum or an ongoing income in the event of being diagnosed with a critical illness. The most common critical illnesses are cancer, heart attack, stroke and multiple sclerosis, but most providers cover for a lot of additional illnesses. Children's Critical Illness Cover can be taken alongside any policy so you receive a partial payout should your child be diagnosed with an illness covered under the policy.
Income Protection
This pays out an ongoing income should your doctor sign you off as unfit for work and once your employer sick pay stops (if you have any).
Income Protection covers the most likely event to happen. You are more likely to be off work with stress or back pain etc, than you are to be diagnosed with a critical illness.
Private Medical Insurance
PMI is designed to help cover the cost of private healthcare if ever you need it in future. The NHS has been under a lot of stress lately with cutbacks and staff shortages, so if you are in a position to go private, it could make the world of difference in terms of recovery times.
Unemployment Cover
This type of cover pays enough to cover your mortgage payment and in some cases, a little more to cover the bills if you are made involuntarily redundant.
Home / Landlords Insurance
This cover safeguards against the potentially huge costs relating to damage of your building, land and the contents within.
A fire, flood, burst pipe or burglary can be very costly events to recover from, so having the correct level of cover is extremely important.
