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Mortgages

We offer a comprehensive range of first charge mortgages from across the market, but not deals that you can only obtain by going direct to a lender. If we are recommending a Buy to Let mortgage for you, it is important to understand that not all Buy to Let mortgages are regulated by the FCA. We will confirm to you if any product we are recommending is not regulated. We do not offer advice on second charge mortgages or loans, commercial lending or unsecured lending. Where customers have a need for these types of loans we will refer to a specialist broker.We have access to over 12,000 deals from over 90 lenders.

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Residential

This type of mortgage is for those looking to buy a home to live in, or to refinance an existing one. If you're a first time buyer,  or a seasoned homeowner we can help you with:

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  • Right to Buy/Right to Acquire

  • Affordable Housing

  • Shared Ownership

  • Self Build

  • Concessionary Purchase

  • Capital raising

Buy to Let

If you are planning on buying a property to let out, or already have one you plan on letting out, this is the type of mortgage you would take.

 

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

 

We can help you with:

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  • AirBnB/Holiday Lets

  • ExPat

  • Let-to-Buy

  • Portfolios

Residential building
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Adverse Credit

Missed payments, defaults, CCJs and bankruptcies etc, can make you feel trapped or tied down. Don't ever feel like obtaining a mortgage is impossible. We have helped a lot of people obtain the dream of home ownership when they didn't think it was possible. Don't put it off! Give us a call.

 

Although it depends on your individual circumstances, we can potentially help you get a mortgage if you have:

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  • IVAs

  • Bankruptcy

  • Defaults

  • CCJs

  • Debt Management Plans

Because we care, we need to tell you that...

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

 

The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

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